Retirement Cash Flow Planning

This presentation explored retirement cash flow planning, emphasizing the importance of addressing debt and expenses. The presenter highlighted that 73% of Canadians feel a retirement income crisis, with mortgage debt increasing 30% since 2020. The presenter introduced the "retirement shift" exercise to project future expenses and income needs, suggesting clients start planning 15 years before retirement. The presenter shared case studies of Martin and Maya, who freed up $2,300 monthly by paying off debt faster, and Peter and Mark, who used $50,000 from an RSP to pay off a mortgage, increasing their monthly spendable income by $852.

Presentation Preview:

Want to learn more about this presentation? Click the video to the left to watch the first 3 minutes! Full presentation time: 1h 7m

How to Earn Your CE Credit?

This is a simple 3 step process 1. Watch the full presentation video 2. Complete all parts of the curriculum (listed below) 3. Click the Complete Course button at the end. Good news for you, is that there are no quizzes!

CE Credits provided by this presentation:

* FP Canada - 1 General credit * MFDA - 1 Professional Development credit (in bundles) * Advocis - 1 IAFE Approved credit * CSI - 1 Professional Development credit (in bundles) * FSRA - 1 FSRA Approved credit * ICS - 1 Life Insurance credit * ICM - 1 Life Insurance credit & acceptable to many other organizations.

Curriculum

1 Chapter · 5 Lessons

1
Retirement Cash Flow Planning
1. (Included in full purchase)
  Introduction and Instructions
2. (Included in full purchase)
  The Rules Governing CE Credits
3. (Included in full purchase)
  Presentation Overview
4. (Included in full purchase)
  Presentation Video
5. (Included in full purchase)
  Presenter Resourses

About the Presenter: Stephanie Holmes-Winton

Stephanie is the CEO and Founder of CacheFlo. The concepts that CacheFlo’s products are based on were developed during her decade working as an independent financial advisor from 2001-2011. She then sold her practice to take her concept and start a training program for other advisors. In 2013 Stephanie launched the Certified Cash Flow Specialist designation program (qualifies for 31 FP Canada-Approved CE Credits). Soon after came the original version of the professional cash flow planning software. Stephanie has written two books on spending and debt, “Defusing the Debt Bomb” and “$pent”. Stephanie has also been a regular contributor in media, including CBC Radio and CTV, and her advice has been featured in publications from coast to coast.