Participating Life Insurance is a Unique Asset Class

This presentation highlighted the unique positioning of participating whole life (PWL) insurance as an asset class, particularly attractive to high net worth individuals. It noted the significant growth of PWL premiums over the past 16 years, with one provider seeing sales increases of 19% in 2023 and 24% in 2024—outpacing industry trends. PWL insurance was presented as a stable, liquid, and tax-efficient solution that adds meaningful value to financial portfolios. The session also underscored the importance of collaboration between financial advisors and accountants to fully capitalize on the strategic benefits of PWL.

Presentation Preview:

Want to learn more about this presentation? Click the video to the left to watch the first 3 minutes! Full presentation time: 54m

How to Earn Your CE Credit?

This is a simple 3 step process 1. Watch the full presentation video 2. Complete all parts of the curriculum (listed below) 3. Click the Complete Course button at the end. Good news for you, is that there are no quizzes!

CE Credits provided by this presentation:

* FP Canada - 1 General credit * MFDA - 1 Professional Development credit (in bundles) * Advocis - 1 IAFE Approved credit * CSI - 1 Professional Development credit (in bundles) * FSRA - 1 FSRA Approved credit * AIC - Life credits (in bundles) * ICS - 1 Life Insurance credit * ICM - 1 Life Insurance credit & acceptable to many other organizations.

Curriculum

1 Chapter · 5 Lessons

1
Participating Life Insurance is a Unique Asset Class
1. (Included in full purchase)
  Introduction and Instructions
2. (Included in full purchase)
  The Rules Governing CE Credits
3. (Included in full purchase)
  Presentation Overview
4. (Included in full purchase)
  Presentation Video
5. (Included in full purchase)
  Presenter Resourses

About the Presenter: Subhastin Kharag

Subhastin has over 22 years in the industry, starting as an Independent Advisor working in the small business markets in York Region where he grew up. During this time, he served three terms on the Toronto Advocis Board and sought his CFP, with the belief of continuously refining one’s craft. After close to a decade as an advisor he moved to the other side of the fence helping advisors for a National MGA in growing & expanding their businesses with his unique style of advisor for advisors! Subsequently he joined a Multinational Insurer in 2010 to continue to impact advisor’s practices with more depth & differentiation, predominantly in the family market space. Then in 2021 he joined Equitable to help build further into the HNW markets, bringing a collaborative approach to capitalize with the team in provideing extraordinary value to advisors as they compete in this new world of advice. He is the proud father of four who loves Sunday Family Days playing board games and being the Head Sous Chef/Chief Dish Washer. Always into a good business book with a glass of Cab!