Payout Annuities

This presentation explores payout annuities as a retirement income planning solution designed to provide clients with predictable, guaranteed income throughout retirement. It explains how payout annuities work, including the structure of guaranteed payments, interest rate considerations, and the differences between life-only, joint-life, and guaranteed-period annuities. The session highlights how annuities can help address key retirement risks such as longevity, market volatility, and sequence-of-returns risk while supporting stable cash flow and financial security. Advisors will gain insight into identifying suitable client situations, integrating annuities into broader retirement and estate planning strategies, and comparing annuity solutions with other income-generating investments. The presentation also emphasizes the value of guaranteed income in helping clients maintain confidence and peace of mind throughout retirement.

Presentation Preview:

Want to learn more about this presentation? Click the video to the left to watch the first 3 minutes! COMING SOON! Full presentation time: 57m

How to Earn Your CE Credit?

This is a simple 3 step process 1. Watch the full presentation video 2. Complete all parts of the curriculum (listed below) 3. Click the Complete Course button at the end. Good news for you, is that there are no quizzes!

CE Credits provided by this presentation:

* FP Canada - 1 General credit * CIRO (MFD)- 1 Professional Development credit (in bundles) * CIRO (ID)- 1 Professional Development credit, (in bundles) * Advocis - 1 IAFE Approved credit * CSI - 1 Professional Development credit (in bundles) * FSRA - 1 FSRA Approved credit * AIC - 1 Life credit (in AIC bundles & webcasts) * ICS - 1 Seg Fund credit * ICM - 1 Seg Fund credit & acceptable to many other organizations.

Curriculum

1 Chapter · 5 Lessons

1. (Included in full purchase)
  Introduction and Instructions
2. (Included in full purchase)
  The Rules Governing CE Credits
3. (Included in full purchase)
  Presentation Overview
4. (Included in full purchase)
  Presentation Video
5. (Included in full purchase)
  Presenter Resourses

About the Presenter: Harley Kizner

After spending the past few years wholesaling for another major insurance carrier, Harley Kizner joined Equitable in July 2024 as Director, Investment Sales for Southwestern Ontario. Harley is eager to help his advisors grow their business through the unique value propositions offered on the Equitable investment platform. In his spare time, you can catch Harley playing the guitar, watching Formula1 racing or keeping up on the latest trends in the world of watches!