Levelize the Tax on Fixed Income Investments

This presentation explores tax-efficient alternatives to traditional fixed-income investing by demonstrating how permanent life insurance can be used to levelize taxation while supporting long-term wealth accumulation. It examines the limitations of interest-bearing investments in taxable environments and compares them with tax-advantaged insurance strategies that can improve after-tax returns, enhance estate value, and provide greater flexibility for affluent clients. Through practical illustrations and client case studies, advisors learn how to reposition fixed-income assets, access accumulated values when needed, and integrate insurance into broader retirement, estate, and tax planning strategies. The session emphasizes identifying suitable client situations, evaluating long-term outcomes, and helping clients preserve more of their investment growth by reducing ongoing tax erosion.

Presentation Preview:

Want to learn more about this presentation? Click the video to the left to watch the first 3 minutes! COMING SOON! Full presentation time: 53m

How to Earn Your CE Credit?

This is a simple 3 step process 1. Watch the full presentation video 2. Complete all parts of the curriculum (listed below) 3. Click the Complete Course button at the end. Good news for you, is that there are no quizzes!

CE Credits provided by this presentation:

* FP Canada - 1 Financial Planning credit * CIRO (MFD)- 1 Professional Development credit (in bundles) * CIRO (ID)- 1 Professional Development credit (in bundles) * Advocis - 1 IAFE Approved credit * CSI - 1 Professional Development credit (in bundles) * FSRA - 1 FSRA Approved credit * AIC - 1 Life credit (in AIC bundles & webcasts) * ICS - 1 Life Insurance credit * ICM - 1 Life Insurance credit & acceptable to many other organizations.

Curriculum

1 Chapter · 5 Lessons

1. (Included in full purchase)
  Introduction and Instructions
2. (Included in full purchase)
  The Rules Governing CE Credits
3. (Included in full purchase)
  Presentation Overview
4. (Included in full purchase)
  Presentation Video
5. (Included in full purchase)
  Presenter Resourses

About the Presenter: Judy Wood

Judy joined Equitable Life at the beginning of 2026, but her passion for the insurance industry isn’t new! She brings over 24 years of experience as an insurance specialist and educator, with a proven track record of growing sales and developing innovative solutions for advisors and their high-net-worth clients. Judy’s career includes impactful roles such as Advanced Case Manager at a major Canadian Insurer, where she provided large case consultation and expertise to advisors across Eastern Ontario and Atlantic Canada. Judy is known for coaching advisors on complex tax and estate planning strategies, developing educational webinars, and building strong relationships with both advisors and distribution partners. Judy currently lives in Oshawa and she loves getting out on the golf course in the nice weather!