Improving Non-Medical Life Insurance for Your Clients

This presentation explores recent enhancements to Foresters' non-medical life insurance portfolio and demonstrates how simplified underwriting can improve access to life insurance for clients who may not qualify through traditional underwriting. It reviews updates to medical eligibility questions, reduced look-back periods, simplified application wording, and expanded qualification criteria for conditions such as cancer, diabetes, heart disease, liver disease, neurological conditions, travel history, and criminal history. Through practical client case studies, advisors compare previous and enhanced underwriting outcomes, illustrating how more applicants can now qualify for higher coverage amounts with improved pricing. The session also provides an overview of Foresters' Guaranteed Acceptance Life, Deferred Life, and Simplified Elite products, helping advisors identify suitable solutions and improve placement rates for clients with complex health histories.

Presentation Preview:

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How to Earn Your CE Credit?

This is a simple 3 step process 1. Watch the full presentation video 2. Complete all parts of the curriculum (listed below) 3. Click the Complete Course button at the end. Good news for you, is that there are no quizzes!

CE Credits provided by this presentation:

* FP Canada - 1 General credit * Advocis - 1 IAFE Approved credit * FSRA - 1 FSRA Approved credit * AIC - 1 Life credit (in AIC bundles & webcasts) * ICS - 1 Life Insurance credit * ICM - 1 Life Insurance credit & acceptable to many other organizations.

Curriculum

1 Chapter · 5 Lessons

1. (Included in full purchase)
  Introduction and Instructions
2. (Included in full purchase)
  The Rules Governing CE Credits
3. (Included in full purchase)
  Presentation Overview
4. (Included in full purchase)
  Presentation Video
5. (Included in full purchase)
  Presenter Resourses

About the Presenter: Monica Rehal

With over 9 years in insurance and investments, and nearly 20 years of sales, supervisory, and managerial expertise, Monica is a demonstrated and results-oriented sales professional. Her dedication lies in delivering optimal insurance solutions to the Canadian market, addressing the unique financial needs of clients and their families. Monica's edge stems from her extensive experience selling Canada Protection Plan and Foresters Financial products, strengthening her ability to assist advisors across the country with the same level of care and integrity she has consistently provided her clients. Monica is fluent in English, Punjabi, and Hindi. This multilingual capability has allowed her to cater to clients from diverse backgrounds, and she is eager to channel that same enthusiasm into supporting advisors in their business goals.