Addressing Your Client's Needs with Permanent Insurance

This presentation explores how permanent life insurance can be used to address a wide range of client financial, estate, and legacy planning needs. It examines the key features and benefits of permanent insurance solutions, including lifelong coverage, tax-advantaged cash value growth, estate preservation, and wealth transfer opportunities. The session highlights how advisors can align permanent insurance strategies with client objectives such as family protection, retirement planning, business succession, charitable giving, and tax-efficient estate planning. Advisors will gain insight into identifying suitable client situations, comparing different permanent insurance structures, and positioning solutions within broader financial plans. The presentation also emphasizes the importance of needs-based recommendations, long-term planning, and clear client communication to ensure permanent insurance strategies deliver meaningful and sustainable value over time.

Presentation Preview:

Want to learn more about this presentation? Click the video to the left to watch the first 3 minutes! COMING SOON! Full presentation time: 1h 7m

How to Earn Your CE Credit?

This is a simple 3 step process 1. Watch the full presentation video 2. Complete all parts of the curriculum (listed below) 3. Click the Complete Course button at the end. Good news for you, is that there are no quizzes!

CE Credits provided by this presentation:

* FP Canada - 1 General credit * CIRO (MFD)- 1 Professional Development credit (in bundles) * CIRO (ID)- 1 Professional Development credit (in bundles) * Advocis - 1 IAFE Approved credit * CSI - 1 Professional Development credit (in bundles) * FSRA - 1 FSRA Approved credit * AIC - 1 Life credit (in AIC bundles & webcasts) * ICS - 1 Life Insurance credit * ICM - 1 Life Insurance credit & acceptable to many other organizations.

Curriculum

1 Chapter · 5 Lessons

1. (Included in full purchase)
  Introduction and Instructions
2. (Included in full purchase)
  The Rules Governing CE Credits
3. (Included in full purchase)
  Presentation Overview
4. (Included in full purchase)
  Presentation Video
5. (Included in full purchase)
  Presenter Resourses

About the Presenter: Josie Malendrino

Josie began her financial services career in 1998 with NN Financial, where she held a variety of positions. In 2001 NN Financial was acquired by Transamerica Life Canada where Josie quickly became a valuable member of the life marketing team working in various capacities of increasing responsibility. In 2002 she assumed a new role as a key member of the sales team devoted to the joint venture with Sun Life/Clarica. In April of 2003, Josie was appointed to the position of Sales Director. She is currently responsible for strengthening new and existing advisor/distributor relationships by broadening ivari’ s product/process offering in the GTA and Northern Ontario With over 25 years of experience in the life insurance industry, Josie has demonstrated an ability to be responsive to her advisors and focus her attention to what really matters to them. She’s proud to be part a dynamic sales team which has proven itself over the years. She delivers a unique experience that provides solutions throughout each stage of an advisor’s business. She’s an expert on ivari Insurance products and processes – your success is her shared success.